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Facelift 31st Anniversary

Ascendant Access Finance Options

Whatever your requirements, we have access to a variety of finance solutions specifically tailored for our customer base, with the primary aim of providing a flexible, cost effective and simple financing option. These finance products spread the impact of a large purchase on your capital and cash flow, and enable you to have the immediate benefit of usage whilst making payments over a period of time. The majority of our clients who use a finance option tend to use one of two products, the main features of which are:

Hire Purchase for access platforms

Probably the most common option, whereby you spread the major cost of the purchase over an agreed period, generally up to a maximum of five years, and which can allow for a fixed or a variable rate option. In addition to this, the initial VAT payable upon the sale can also be deferred to a maximum of three months, allowing your cash flow to recover the VAT monies, prior to having to pay them out.

Finance Lease for access platforms

Another common option; similar to Hire Purchase in many ways and allowing you to spread the cost of the machine over a period of time. The main benefit of Finance Lease is that the cash flow impact of funding the entire purchase and VAT on day one is effectively avoided by spreading the VAT payments over the lease period. The lease payments/rentals are on a fixed monthly or quarterly basis, and provide a tax efficient way of the funding of the asset.

At the end of the lease period, you can continue to use the asset for a simple annual payment, or effectively "buy" the asset from the funder by using a third party for a modest one off payment.